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The information contained on this Web Site and the materials and content provided on this Web Site are provided as a tool for informational purposes only and do not constitute, nor are they a substitute for any type of professional advice.  Professional advice must be tailored to the specific circumstances of each case, so no information provided on this Web Site or any of the content or materials accessed through this Web Site should be used as a substitute for professional advice.


While we do our best to provide accurate information on this Web Site, we cannot guarantee that the information provided here (or linked to from this Web Site) is accurate, complete, or adequate.  We provide this information on an ‘as-is’ basis.  We make no warranties and disclaim all express, implied and statutory warranties (including any warranties of accuracy, timeliness, completeness, merchantability, non-infringement and fitness for any particular purpose). NCOA shall not be liable to any user or any third party for any liability or damages resulting from use of the Web Site.


This Web Site contains links to other web sites on the Internet. Those links are provided solely to help you locate information and other resources that may be of interest to you, and do not imply any endorsement or affiliation or association with any of those web sites.


Except as required by law, NCOA  and its third party providers shall not have any liability of any king whatsoever to any user or any third party which may result from use of this Web Site (including any direct, indirect special, consequential, incidental or punitive damages whatsoever, even if such party has been advised of the possibility of such damages).


The terms of this disclaimer are governed by the laws of the State of Delaware.  NCOA reserves the right to amend this disclaimer at its discretion at any time without notice.